Construction Draw Inspections for Lenders in South Florida

Built on Real-World General Contracting Experience

Before a draw is funded, someone independent should confirm the work is in place. We verify percent complete against the contractor's schedule of values, check stored materials and site conditions, and deliver a photo report the lender can file, typically within 24 to 48 hours of the visit.

Call (561) 757-7126 Request a Proposal

10+ Years Commercial Construction Experience
Itemized Contractor-Grade Cost Estimates
3–5 Business Day Guaranteed Delivery

Mixed-use building under construction with site work in progress

What a draw inspection answers

One question: is the work in place equal to the money being requested? Answering it well means knowing what a rough-in, a roof deck or a storefront package should cost at this stage in this market, and being able to see when a line item is claimed at 80 percent but installed at 50. That is a contractor's judgment, and our founder spent more than ten years making it from the other side of the table as the owner of a commercial general contracting firm.

Worker in a boom lift at a commercial facade

What the lender receives

A dated report for each draw: percent complete by line item against the schedule of values, a summary of the requested amount versus the amount supported by work in place, stored materials observed and where they are stored, site conditions and safety observations, schedule status against the construction schedule, and numbered, time-stamped photos of every line item claimed. Change orders and any work that appears out of sequence are flagged.

How it fits your funding cycle

Most lenders fund monthly. We visit within two business days of the draw request, report within 24 to 48 hours of the visit, and use the same schedule of values and line numbering every month so the file reads as one continuous record from foundation to certificate of occupancy.

What we check

Commercial construction loans

Ground-up retail, office, industrial, mixed-use
Sitework and structure
Envelope and MEP rough-ins
Finishes verified by line item

Tenant improvement and build-out loans

Framing and MEP rough-in
Finishes and fixtures
Work claimed ahead of municipal inspection
Shell-space build-outs

SBA and community bank portfolios

Consistent monthly reporting
Several projects, one format
Priced per visit
No added lending staff

Photos in this section are illustrative of typical conditions, not client properties.

Built on real-world general contracting experience. Founder Richard Carfagna owned and operated a commercial general contracting firm in Palm Beach and Broward for more than ten years, building out retail, warehouse and office space. The cost figures in your report come from that background. Asset Inspection Group provides inspection and consulting only: we do not perform or sell repair work.

Four details, and you have a proposal.

Tell us the property type, approximate size, location and your deadline. You get a fixed fee and a delivery date back within one business day.

10+ Years Commercial Construction Experience
Itemized Contractor-Grade Cost Estimates
3–5 Business Day Guaranteed Delivery

inspections@assetinspectgroup.com
2234 North Federal Hwy, Suite 1804, Boca Raton, FL 33431

Common questions

What is a construction draw inspection?

A construction draw inspection is an independent site visit, made before a lender releases a scheduled loan payment (a draw), to confirm that the construction work the contractor is billing for is actually complete and in place. The inspector compares the contractor's pay application to what is built, reports percent complete by line item, and photographs the work.

How fast do I get my report?

We understand commercial due diligence deadlines. We deliver your full written report within 3 to 5 business days of our physical on-site walk-through. If your completed report is not delivered within 5 business days, we credit $250 toward your final invoice.

What does a draw inspection cost?

Draw inspections are priced per visit based on project size and location, with a lower rate for recurring monthly visits on the same project. Send us the schedule of values and the address and we will quote it the same business day.

Do you review the contractor's schedule of values and change orders?

Yes. Each report tracks the same line items as the schedule of values, notes change orders that add or remove scope, and flags any line billed ahead of the work in place. We do not approve or reject the draw; the lender makes that decision with our report as the evidence.

Are you engineers, and do you certify the work?

No. We are inspectors with a commercial general contracting background, not engineers or architects, and we do not sign sealed certifications. A draw inspection verifies progress and condition for the lender; it is not a code inspection, which remains the building department's job.