Contractor-Informed Property Condition Assessments (PCA)
Built on Real-World General Contracting Experience
A baseline of the building's physical condition, an itemized cost-to-cure table and a 10-year capital reserve forecast, written for buyers, SBA 504 and 7(a) lenders and investment committees, and delivered in 3 to 5 business days.
- 10+ Years Commercial Construction Experience
- Itemized Contractor-Grade Cost Estimates
- 3–5 Business Day Guaranteed Delivery
What the report contains
An executive summary with condition ratings by system; an immediate-needs table (0 to 12 months) and a short-term table (1 to 2 years), both with line-item quantities and unit costs; a 10-year replacement reserve schedule by year; and a numbered photo log tied to each finding. You can download a sample below.
Why the numbers are different
Most reports give a range from a national cost book. Ours are built the way a South Florida general contractor would bid the work: quantity, unit cost, access and equipment. That makes them usable in a price negotiation and defensible in a credit file.
Where we focus
Acquisitions
Delivered inside the inspection period so findings can be negotiated as a credit or price reduction instead of inherited.
SBA 504 and 7(a) lenders
Documents the collateral's condition and the capital the borrower will need over the loan's early years.
Institutional and portfolio buyers
Consistent condition ratings and reserve tables across multiple assets so they can be compared.
Built on real-world general contracting experience. Founder Richard Carfagna owned and operated a commercial general contracting firm in Palm Beach and Broward for more than ten years, building out retail, warehouse and office space. The cost figures in your report come from that background. Asset Inspection Group provides inspection and consulting only: we do not perform or sell repair work.
Four details, and you have a proposal.
Tell us the property type, approximate size, location and your deadline. You get a fixed fee and a delivery date back within 60 minutes during business hours.
- 10+ Years Commercial Construction Experience
- Itemized Contractor-Grade Cost Estimates
- 3–5 Business Day Guaranteed Delivery
inspections@assetinspectgroup.com
2234 North Federal Hwy, Suite 1804, Boca Raton, FL 33431
Common questions
What is a Property Condition Assessment (PCA)?
A PCA is a visual, non-invasive walk-through survey of a commercial property that documents the physical condition of the site, structure, envelope, roofing and mechanical, electrical and plumbing systems, and estimates the cost of immediate repairs and future capital replacements.
How much do repairs have to cost to show up in a PCA?
We list every material deficiency we observe. Items are grouped into immediate needs, short-term needs and the 10-year reserve schedule, with routine maintenance noted separately so normal wear is not mistaken for a reason to walk away.
How fast do I get my report?
We understand commercial due diligence deadlines. We deliver your full written report within 3 to 5 business days of our physical on-site walk-through. If your completed report is not delivered within 5 business days, we credit $250 toward your final invoice.
Will an SBA lender accept your report?
Lenders set their own requirements, so confirm with your loan officer before ordering. The report documents condition, immediate repairs and a capital reserve forecast, which is the information SBA 504 and 7(a) lenders typically ask a borrower to provide.